There is a difference where you buy your insurance. There are basically three options:
“Captive Agents/Agencies” who offer insurance from only one company.
“Cubicle Quoters” who sell insurance from call centers, TV quote centers, 800 numbers or online quotes, all of which who have no idea about the area where you live. They represent only one company and often save you X% in Y minutes by removing coverages.
An Independent Insurance Agency, like Kopec Insurance, represents a number of insurance companies and research these companies to find you the best combination of carrier stability, price, coverage and service! And we are your neighbor and a member of your local community!